Deal Name / Address
Property
County
Financing
Loan Basis
Loan = ARLTV × (Purchase + Reno) — standard for hard money
Derived loan amount$189,000
Renovation Funding
Operating
Dispo
CMarginal
Net Profit / Loss
$28,380
Thin margins. No room for cost overruns.
ROI
45.3%
% of ARV
10.1%
Cash In
$62,620
Break-even
$250,530
$29,470 cushion
75% Rule Max
$150,000
✓ Within rule
Spread
$70,000
ARV − buy − reno
Where the money goes
Acquisition
$28,814
Renovation + Hold
$81,696
Dispo
$12,110
Total All-in$122,620
Recommendations
- ⏱Each extra month costs $1,575 in interest. Accelerating your reno timeline has the highest ROI per dollar.
Title: FL OIR schedule · Doc stamps: deed $0.70/$100, note $0.35/$100 · Intangible tax $0.002/$1 mortgage · Estimates — verify with closing agent