CFL Home Builders — Free Resource
Tenant Improvement Guide
What to Expect During a Commercial TI
A commercial buildout involves more moving parts than most tenants expect. This checklist walks you through the process from lease signing to opening day.
- 01
Read your lease — especially the TI clause
Your lease spells out what the landlord will pay (the TI allowance), what requires landlord approval, and any restrictions on materials or contractors.
- 02
Get landlord approval before any work begins
Most commercial leases require written approval of your plans before a shovel hits the ground. Starting without approval can void your TI allowance.
- 03
Hire your own licensed contractor
Don't rely solely on a landlord referral. Your contractor works for you. Verify their CBC/CGC license and insurance independently.
- 04
Complete architectural drawings before bidding
Detailed drawings reduce bid variance and help you compare apples to apples. They're also required for permit submittal in most jurisdictions.
- 05
Confirm permits are pulled before demo begins
Work done without permits can be ordered demolished by the county. Verify the permit is posted on site before your contractor starts any work.
- 06
Establish a realistic phased schedule
Account for permit review time (typically 2–6 weeks in Florida), lead times on specialty items, and final inspections before your target open date.
- 07
Designate a single decision-maker on your team
Change orders slow projects down. Identify one person authorized to approve scope changes and communicate that to your contractor on day one.
- 08
Budget FF&E separately from construction
Furniture, fixtures, and equipment (FF&E) are not typically included in a TI contract. Plan and order these early — lead times can run 8–16 weeks.
- 09
Plan your Certificate of Occupancy (CO) timeline
Your space cannot legally open without a CO. Final inspections and corrections can add 1–3 weeks to your timeline. Build this buffer into your lease start date.
- 10
Conduct a formal punch-list walkthrough
Before final payment, walk the space with your contractor and document every unfinished item in writing. Withhold the final draw until all punch-list items are complete.